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New Credit Freedom Terms and Conditions

Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY. BY ACCESSING THIS SITE OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE WITH THESE TERMS OF USE, PLEASE DO NOT ACCESS THIS SITE.

New Credit Freedom is a marketing firm that connects borrowers with lenders. We are not a lender, loan broker, or agent for any lender or loan broker. We are an online portal to provide you with the best service providers for your needs and do not make credit decisions. By submitting your information, you consent to receiving phone calls and text messages from us and our service providers about product services and options. You also confirm that you are not on the national DNC do not call list and consent to our terms and conditions. We do not charge any fees for our services. By using this website, you agree to our Terms and Conditions and Privacy Policy

These Terms of Use apply to your access to, and use of, all or part of any website or mobile application of New Credit Freedom or its subsidiaries and affiliated companies (collectively, “New Credit Freedom”), including www.newcreditfreedom.com and any other site, mobile application, or online service where these Terms of Use are posted (collectively, the “Website”). These Terms of Use do not alter in any way the terms or conditions of any other agreement you may have with New Credit Freedom for products, services or otherwise.

These Terms of Service affect your legal rights, including an agreement to resolve disputes that may arise between us by arbitration on an individual basis instead of by class actions or jury trials..

  1. Changes to the Website and Terms of Use

New Credit Freedom reserves the right to change or modify content, materials, or information appearing on or in connection with this Website, including these Terms of Use, at any time without notice to you. New Credit Freedom may at any time revise these Terms of Use by updating this posting. You are bound by such revisions and should, therefore, visit these pages to review the current Terms of Use from time to time.

  1. Eligibility/User Obligations

By installing, accessing, or using this Website, you represent that you are at least eighteen (18) years of age and will, at all times, provide true, accurate, current, and complete information when submitting information or materials on this Website, including, without limitation, when you provide information via a Website form. Moreover, you agree not to impersonate any other person or entity, whether actual or fictitious, including impersonating an employee or representative of New Credit Freedom, when using this Website. If you provide any false, inaccurate, untrue, or incomplete information, New Credit Freedom reserves the right to terminate your access and use of this Website.

You may not access or use the New Credit Freedom Website in any way that could or is intended to damage or impair the New Credit Freedom Website, or any server or network underlying the New Credit Freedom Website, or interfere with anyone else’s use and enjoyment of the Website.

Use of the Internet and this Website is solely at your own risk. While New Credit Freedom has endeavored to create a secure and reliable Website, you should understand that the confidentiality of any communication or material transmitted to/from the Website over the Internet or other global communication network cannot be guaranteed. Moreover, you understand that the technical processing and transmission of the Website may involve transmission over various networks. Accordingly, New Credit Freedom is not responsible for the security of any information transmitted via the Internet, the accuracy of the information contained on the Site, or for the consequences of any reliance on such information.

  1. Intellectual Property Rights

Unless otherwise indicated, the Website Content is protected by applicable intellectual property laws and all content is owned by New Credit Freedom or used by New Credit Freedom under a license or with permission. All text, formatting (including without limitation the selection, coordination, and arrangement of materials on the New Credit Freedom Website, and the images, graphics, animation, tools, widgets, applications, commercials, videos, music, sounds, articles, copy, creative materials, photos, trademarks, service marks, trade names, and logos, and other materials and information on this Website) are subject to the intellectual property rights of New Credit Freedom, its subsidiaries and affiliates, and their respective licensors and licensees (collectively “Content”). The Content may not be copied, imitated, or used, in whole or in part, without the prior written permission of New Credit Freedom or the applicable trademark holder. The Website and the Content are protected by copyright, trademark, patent, trade secret, international treaties, state and federal laws, and other proprietary rights and also may have security components that protect digital information only as authorized by New Credit Freedom or the owner of the Content. All rights not expressly granted are reserved.

Any unauthorized commercial use of these materials will violate New Credit Freedom’s intellectual property rights and will be subject to New Credit Freedom’s full legal rights and remedies.

  1. License Grant

New Credit Freedom is granting you a limited, nonexclusive, revocable license for you to view, share, print, or download any Content, as defined below, from the New Credit Freedom Website for your own personal use. You are not granted the right to license, republish, distribute, copy, assign, sublicense, transfer, sell, prepare derivative works or other non-personal use any Content on the New Credit Freedom Website. No part of any Content may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, other than for your personal use. You are also granted a limited, revocable, and nonexclusive right to create a hyperlink to the Website or its any Content therein so long as the link does not portray New Credit Freedom, or its products or services in a false, misleading, derogatory, or otherwise offensive matter or imply a sponsorship or endorsement of your Website, page or content by New Credit Freedom.

You may not use automated systems (e.g., robots, spiders, etc.) to access the Website. You agree not to collect personally identifiable information of other users of the Website or to sell or otherwise exploit that information.

Except for the limited rights expressly granted herein, all right, title, and interest in and to the New Credit Freedom Website and all Content contained therein are reserved and owned by New Credit Freedom.

NEW CREDIT FREEDOM RETAINS THE RIGHT TO DENY ACCESS TO THIS WEBSITE TO ANYONE WITHOUT NOTICE AT ITS COMPLETE DISCRETION FOR ANY REASON, INCLUDING FOR VIOLATION OF ANY OF THESE TERMS OF USE, INCLUDING ANY USE RIGHTS.

  1. User Submissions or Feedback

From time to time, we may ask for your feedback on New Credit Freedom’s Website and products and/or services. Any communication or material you transmit or post will be (a) treated as non-confidential and non-proprietary by New Credit Freedom, (b) become the property of New Credit Freedom and New Credit Freedom shall exclusively now and hereinafter own all rights, title, and interest therein, and (c) used without restriction by New Credit Freedom licensees and affiliates at its sole discretion without any obligation, compensation, or other liability to you.

  1. Third-Party Content and Links to Other Websites

The New Credit Freedom Website may contain third-party content and links to other websites that are completely independent of this Website. New Credit Freedom is not responsible for the accuracy, completeness, or reliability of third-party information, or the products or services offered or sold through any linked website, and you assume sole responsibility for the use of third-party information.

  1. Indemnification

You agree to defend, indemnify, and hold harmless New Credit Freedom (and all of its direct and indirect subsidiaries) and each of their respective directors, officers, employees, agents, successors, and assigns from and against all losses, liabilities, damages, claims, and expenses, including attorneys’ fees.

  1. Disclaimer of Warranties

WHILE NEW CREDIT FREEDOM WILL USE REASONABLE EFFORTS TO ENSURE THAT ALL INFORMATION ON THIS WEBSITE IS ACCURATE, UP-TO-DATE AND RELIABLE, THE NEW CREDIT FREEDOM WEBSITE IS PROVIDED TO YOU “AS IS,” AND ALL WARRANTIES ARE HEREBY DISCLAIMED.

  1. Disclaimer of Damages and Limitation of Liability

IN NO EVENT SHALL NEW CREDIT FREEDOM OR ITS AFFILIATES BE LIABLE FOR ANY DAMAGES WHATSOEVER.

  1. Dispute Resolution and Arbitration; Class Action Waiver

Any dispute between you and New Credit Freedom arising from or relating to these Terms of Use will be settled by binding arbitration. New Credit Freedom’s address for Notice is: New Credit Freedom, Attn: General Counsel, 1968 S Coast Highway, Laguna Beach, CA 92651.

  1. Privacy Policy

Please read the Privacy Policy carefully to understand how New Credit Freedom collects, uses, and discloses personally identifiable information from its users.

  1. Use of Websites and Content outside of the United States

New Credit Freedom makes no claims regarding access or use of the Website outside of the United States.

  1. Communications from Our Site(s)

When you submit an application and/or create a profile on our site you will receive emails that confirm specific actions you requested. You will receive notifications confirming your registration, the successful verification of email addresses and the bank accounts, and confirmation of successful submissions of loan requests and portfolios. These are transactional notifications that you cannot opt out of receiving, as they are in place to protect the security of your account and your personal information. We may also send you responses to emails you send us, if appropriate or applicable. From time to time, we will also send user surveys, requests for user feedback regarding user experience and site operations or marketing offers from us or from us on behalf of our marketing partners. The completion of these surveys or requests for feedback or acceptance of any offer is strictly voluntary. If you do not wish to receive these offers, surveys, or user feedback emails, please opt out in any offer email you receive from us.

  1. Notifications

New Credit Freedom will send you email notifications from time to time, and these are required elements of your transactions on our website, such as confirmations of particular actions you have taken. These required notices are sent typically to notify you of a change in status such as when you are confirmed as a borrower or for legal or security purposes. For example, certain notifications are sent for your own protection to ensure that no one can make a change to your account without your knowledge, such as confirming the addition of a new email address or a linked external bank account. These notifications are sent to you so that you can be assured that no one is making changes to your account without your knowledge. In other cases, these notifications involve changes to various legal agreements, terms and condition updates and privacy policy update notifications. Generally, you may not opt out of these eService-related emails.

  1. Notice

All notices to New Credit Freedom must be made in writing and mailed to:

New Credit Freedom

1968 S Coast Highway, Laguna Beach, CA 92651

Attn: General Counsel

  1. Governing Law and Jurisdiction

These Terms of Use shall be construed according to the laws of the State of California, United States of America.

  1. Assignment

These Terms of Use may not be assigned by you. New Credit Freedom may assign its rights and obligations.

  1. Severability

Should any part of these Terms of Use be held unlawful, that portion shall be deemed severable.

  1. Entire Agreement

These Terms of Use constitute the entire agreement between you and New Credit Freedom.

  1. Waiver

New Credit Freedom’s failure to enforce any provision shall not be deemed a waiver of such provisions.

  1. Electronic Form

These Terms of Use and any related documents may be accepted in electronic form.

  1. Term and Termination

These Terms of Use will take effect at the time you begin using the Website. New Credit Freedom reserves the right to terminate these Terms of Use at any time.

  1. Customer Service and Contact Information

New Credit Freedom

1968 S Coast Highway, Laguna Beach, CA 92651

Phone: 1.844.876.7500

Email: support@newcreditfreedom.com